Business Checking

Commercial Analysis Checking

Don’t worry about how many transactions you have per month with Commercial Analysis Checking — the perfect account for large businesses. You’ll enjoy unlimited monthly transactions at low per-item fees, plus the ability to get earnings credits that can reduce or offset these fees. 

Stay on top of finances with detailed analysis statements every month.


¹Monthly service charge varies based on account balances and transactions. No service charge if earnings credit calculation exceeds the activity charges based on your transactions. When activity charges exceed the earnings credit calculations, your account will be charged the net difference. Earnings Credit – An Earnings Credit Rate is an earning allowance that Northstar Bank provides to you for collected balances in your non-interest earning Commercial Checking Accounts. This allowance is applied as a "soft" credit against "hard" charges you incur for activities on your account. For more details, contact your Treasury Management Officer.

²Bill Payment is offered at no additional monthly or transaction cost unless you choose expedited processing which is billed at $14.95 per transaction. Please consult your enrollment agreement or an account representative for charges that may apply. Popmoney® transactions are billed for delivery times of: $0.50 for 3-day; $1.00 for next day; $3.00 for instant payment; and $1.00 to request payment.

³Overdraft Privilege - Certain restrictions apply - please refer to the Bank’s Overdraft Privilege (ODP) Service Agreement for full details. A $32.00 fee will be charged for each non-sufficient fund item. You may be charged up to five overdraft items or $160 per day from your checking account if you do not have sufficient funds to pay items that are presented on your account for payment. We will charge our normal overdraft fee or returned item fee whether or not we approve an overdraft item for payment or return it unpaid. The categories of transactions for which an overdraft may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means. A daily overdraft charge of $5.00 will be assessed beginning the 4th business day and each thereafter up to 30 business days or until the account is brought to a positive balance. Customers are encouraged to contact the bank to make arrangements to make their account current so that the daily fee will be discontinued. Overdraft privilege is a discretionary service for which you must "opt-in" and does not obligate the Bank to pay your non-sufficient fund item. You may "opt-out" of Overdraft Privilege at any time. The complete Overdraft Privilege (ODP) Service Agreement was provided to you when you "opted in" to the service and you can revoke your participation at any time by calling 800-460-6634 – Option 1. You may access the full Agreement now.