Personal

MasterCard® Debit Card

Summary

Northstar Bank offers our customers the MasterCard Debit Card. You will enjoy the following benefits with your card:

Convenience - Use anywhere MasterCard is accepted worldwide

ATMs – Use in any ATM; no charge for use in Northstar Bank or MoneyPass® ATM's.

Secure Technology – EMV chip technology provides the greatest level of security today. The embedded microchip provides dynamic transaction security features and other capabilities not possible with traditional magnetic stripe cards.

Guide To Benefits - Learn about your benefits here.

FAQ

 1. Is there any cost to me?

No, your debit card will have no annual fee. If you lose your debit card or need to replace it, a fee may be assessed. Refer to our current fee schedule for current pricing.

2. I have more than one account. Will I have multiple debit cards?

Yes, you will receive a debit card for each account.

3. Why do I need a microchip in my debit card?

Microchip technology provides more security. The chip contains only your name, card number, expiration date, and CVV. There is no other personal information stored on the chip. Due to security in the chip, every transaction you make is unique, which makes it extremely difficult for the card to be copied or counterfeited. Your chip card will also have the usual magnetic strip on the back so that you can continue swiping your card while merchants are transitioning to chip card terminals. However, we encourage you to use the chip technology wherever it is available.

4. In which ATMs can I use the debit card?

These cards will work in virtually any ATM machine, although some may incur fees. You will be asked prior to completing your transaction at the ATM if you accept the fees. You can use any Northstar Bank or MoneyPass® ATM for no charge.

5.  Which merchants will accept my debit card?

Any merchant that accepts MasterCard.

6. How does the chip debit card work at stores?

Insert the card into the chip reader and leave it there for the entire transaction. Follow the on-screen prompts to complete the transaction.

7. What if the merchant doesn’t have a chip reader?

You can still swipe the card through a conventional reader.

 

Ready to Get Started?

Are you a Northstar Bank World Rewards debit card holder? Check here for additional benefits.