Personal Savings


For our customers who have a large investment, we offer CDARS®. FDIC insurance doesn't have to stop at $250,000. CDARS® offers FDIC insurance on multi-million-dollar balances.

Plus, the management of your CDs is handled in full by Northstar Bank. That way, you gain better rates and peace of mind without inheriting the workload to match.

  • $100,000 minimum deposit to open
  • Interest above standard savings, which may compare favorably with other investment alternatives
  • Interest credit annually or on maturity
  • Greater security; multi-million dollar FDIC insurance coverage, up to $50 million in a single deposit
  • Convenience; everything is managed internally by Northstar Bank:
    • One interest rate
    • One regular statement
    • One year-end tax form
  • Flexible maturity periods available
  • Helps support lending opportunities within your local community


Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS® Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS, and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC.